As you can probably surmise from the name of this blog, I am part of Generation Y, albeit on the older spectrum of Generation Y. Generation Y gets a bad reputation, we are seen as entitled, spoiled, lazy, and not very good with money. Hopefully we can change these stereotypes and with this website my goal is to help you become more money savvy. After all, money represents our values, and Generation Y has a strength in knowing what we value. We value freedom, we value time, and we tend to value experiences over material goods.
I’ve actually been blogging since 2009 (I created one of the top personal finance blogs in Canada) and have been passionate about personal finance for even earlier than that. After selling the blog in 2012 I continued on writing for the blog. In 2017 I stopped writing for the blog and I felt that I missed writing too much so I decided to start another blog (5 years later), and so genymoney.ca was born. I have learned so much in the decade that I have been involved in personal finance and investing, many of these lessons were painful but important experiences that helped shape my investing approach today. I have invested through a market crash and many people who haven’t (who are investing in the stock market right now) don’t know how painful it can be.
I hope that with reading this blog and taking the Young Money Bootcamp eCourse offered through this website that you will be able to skip many of the difficult and painful financial lessons and learn from my mistakes.
A little bit more about me?
I am in my 30’s (hence on the older millennial spectrum of Generation Y). I live in Vancouver, British Columbia.
My goal is to reach $1,000,000 in net worth by 40 (I have over five years to go, without telling you exactly how old I am) and since starting to post my net worth updates in 2009, I went from a net worth of around $75,000 to over $600,000 in 2017. Sharing the net worth updates on the blog held me accountable and kept me on track.
One of my passions in life is to travel and explore the world (after all, millennials are more likely to have bucket lists and experiential bucket lists, according to Fodors). I have had the great fortune to travel to 44 countries around the world, and one of my goals is to try and see a new country every year. There’s still much more I want to see and experience, including Santorini in Greece, the Maldives (although I need to get rid of my fear of float plane flying first I suppose), the lavender fields in France, Mongolia, and Pompeii… the list goes on! Thankfully my husband is supportive of this travel addiction of mine.
My husband is part of Generation X and we make a good team, I admire his hard work ethic and we have the same passion for personal finance and investing (I think him more so than me, actually!). I think he admires my tenacity. We will be having a baby in 2017 and we hope to instil our values of frugality, delayed gratification, valuing experiences over material goods, hard work, minimalism, and being smart with money.
I am stubborn (hence the aforementioned tenacity). Case in point: My fiancé (at the time, now husband) and I wanted to go the Berkshire Hathaway Annual General Meeting, we bought our plane tickets and planned the trip but the plane was cancelled in Dallas, Texas (there was a stopover in Dallas). They told us the next earliest flight was the next day (which would mean missing the Annual General Meeting, completely unacceptable, I know). We decided to rent a car and drive from Dallas, Texas to Omaha, Nebraska overnight and basically tag team drove every two hours with a 30 minute break to scarf down dinner. We carpooled with a guy who flew from Australia to go to the Berkshire Hathaway AGM and whose flight also got cancelled. After a long night of driving through three states, we rolled up into the Century Link Plaza parking about 30 minutes before the AGM started, all tired and exhausted from lack of sleep. Adrenalin kept us going for the entire meeting. It was one of the best trips I have ever taken, and we had so many Warren Buffett sitings that weekend, it was well worth it.
Well, thanks for reading my blurb, and hope you enjoy the blog and if you wish to make the most of your millennial money, make sure you subscribe!